Lender matches
4 active matches based on your 712 Credolay Score
TOTAL BORROWING CAPACITY
₦1,800,000
4
Active matches
18%
Best APR
24hr
Fastest
+28 pts
Score buffer
IF YOU REACH 740
₦2,600,000
projected borrowing capacity
14%
Best APR
3
More rent payments
712 → 740 · 28 pts to go
ST
Sterling PersonalBest fit
Matched on rent consistency + bank cashflow
Amount
₦800,000
APR
18%
Term
18 mo
Decision
48hr
FA
Fairmoney PlusFastest
Instant decision · no collateral needed
Amount
₦500,000
APR
21%
Term
12 mo
Decision
24hr
CO
Coop Credit UnionLowest rate
Lowest APR available at your score band
Amount
₦300,000
APR
16%
Term
24 mo
Decision
5d
KU
Kuda OverdraftPre-approved
Revolving overdraft · repay anytime
Amount
₦200,000
APR
22%
Term
Revolving
Decision
Instant
Improve your score by 28 pts to unlock sub-18% APR and ₦800k more in borrowing capacity.